Losing Sleep over Financial Problems that Seem Unsolvable?
Financial relief through bankruptcy is still an option for most people
All the media coverage of changes to the federal bankruptcy laws has caused many people to mistakenly believe they no longer are eligible to file for bankruptcy. In most cases, that is simply not true.
There is help. Contact The Law Office of Robert H. Holber, P.C., in Media, Pennsylvania to arrange your free initial consultation.
Most people who find themselves in serious financial trouble still qualify for personal or business bankruptcy to help with debts created by problems, such as:
- Illness and medical bills
- Job loss or business failure
- Divorce
- Mounting and unmanageable credit card debt
- Mortgage loan balloon payments coming due
- ARM loans with rapidly increasing interest rates
If anxiety about losing your car or your home is keeping you awake at night, contact our firm. For more than 20 years, we have been helping people get back on track to financial stability with Chapter 7 and Chapter 13 personal bankruptcy and Chapter 11 business bankruptcy.
Questions about the bankruptcy means test?
Eligibility for Chapter 7 bankruptcy filing is determined by a bankruptcy means test. The test will compare your income to the median income in Pennsylvania. We can guide you through the means test, discuss your results and decide if Chapter 7 or Chapter 13 bankruptcy is the most advisable option based on your situation.
Come In Perplexed—Leave with a Plan
The worst part of financial problems is the uncertainty about what to do next. What will really make the situation better? After clients see us for a free initial consultation, they leave with peace of mind and a clear plan for the future.
Attorney Robert H. Holber has been working with individuals, families and businesses in Chester County, Delaware County, Montgomery County and Philadelphia County since 1988. He has extensive knowledge of all aspects of U.S. bankruptcy law and has served as a bankruptcy trustee, allowing him to understand how trustees view issues in a bankruptcy case, in addition to the view of clients seeking relief.
Additional Legal Services
In addition to personal and business bankruptcy, contact the Law office of Robert Holber, P.C., for legal representation in the following areas:
- Real estate: We assist with home closings and resolve construction defect cases and landlord-tenant disputes in court.
- Personal injury lawsuits: We help injured people get the financial compensation they deserve after an auto accident, slip and fall accident, motorcycle accident, pedestrian accident or dog bite.
- Wills and probate: We help families with the drafting and probating of wills.
- General litigation: We represent business and individual clients in civil court for cases involving contract litigation and insurance defense.
- Social Security Disability claims: We help individuals unable to work due to a disability apply for Social Security disability benefits. Our attorneys offer representation from the initial application through appeal.
- Workers' compensation claims: We help injured workers throughout all processes involved in obtaining workers' compensation benefits.
- Mortgage foreclosure: We represent business and individual clients involved in mortgage foreclosure actions in both state and bankruptcy court including consumer protection and defense against predatory lending practices.
Our office hours are 9:00 a.m. to 5:00 p.m., Monday through Friday, with evening hours by special appointment. Our office is located in Media, the Delaware County seat, near the Blue Route (476). Contact us now for a free initial consultation.
Law Office of Robert H. Holber, P.C.
41 East Front Street
Media, PA 19063
Telephone: (610) 565-5463 ● Fax: (610) 565-5474
Map and Directions ● E-Mail Us
